Best Apps For Budgeting
Who doesn't want to learn how to save more money and budget better? But, it can be hard keeping track of all your finances. That's where technology can help. Here are seven apps to help you budget better:
Mint is one of the most popular budgeting apps. It offers a ton of different features to help you track and manage your money, including your credit cards, loans, and bank accounts. Mint also has useful tools -- it automatically categorizes transactions and tracks them against a budget. You'll get alerts when you go over budget.
PocketGuard is an app that is designed to help protect you against spending too much money. It links to all your financial accounts and enables you to track your spending against a budget. PocketGuard also looks for opportunities for you to save money on your bills by searching for better deals.
YNAB, which stands for "You Need a Budget," is an app that allows you to build your budget based on your income. You assign every dollar you earn to a category in your budgets, such as living expenses, loan payments, savings, and retirement. A bonus is that YNAB includes goal tracking features.
Wally is an app that helps you track your income, expenses, and offers you a snapshot of your remaining budget so that you don't overspend. Wally is free to use, and you can use it with all foreign currencies.
This app is perfect for couples looking to budget their finances together. It enables you to share and sync budgets with budgeting partners across smartphones. You can even budget by category with up to ten for free.
Simple is an entire bank account that replaces your old checking account. The best part is that it has tons of useful built-in budgeting features. Simple tracks your spending automatically, and it lets you know if you are on track for your budgeting all without fees.
7. Personal Capital
This budgeting app is ideal for investors. You can access Personal Capital's free money tracking dashboard, which includes useful budgeting features. The app also analyzes your investment fees, asset classes, and other vital details.
Get back on track
Take control of your finances by using a budgeting app to help you better track your expenses and cash flow. Whether you're a couple who's budgeting your finances together, or you want to track your investments closely, there's a budgeting app out there for everyone's needs.
- "Best Budget Apps and Personal Finance Tools for 2019," NerdWallet, November 5, 2018.
- "The 8 Best Budgeting Apps to Download in 2019," The Balance, January 15, 2019.